In the U.S., millions of senior citizens on Social Security retirement benefits are due to get their next monthly payment in the coming days.
On Wednesday, July 16, the Social Security Administration (SSA) is to send out the latest batch of checks on this month’s distribution schedule.
Wednesday’s payment run will also benefit recipients of Social Security Disability Insurance (SSDI) and survivor pay.
Who gets a Social Security check on Wednesday, July 16?
Of the approximately 70 million recipients of retirement, SSDI or survivor benefits in the U.S., most receive their money on one of three Wednesdays each month.
Each beneficiary’s designated Wednesday is determined by their date of birth.
On July 16, the SSA is scheduled to make benefits payments to recipients whose birthday falls between the 11th and the 20th of each month. This is the second of the agency’s Wednesday payments for July; the first was last week.
Wednesday payment schedule – July 2025:
- Weds., July 9: Beneficiaries born on 1st to 10th
- Weds., July 16: Beneficiaries born on 11th to 20th
- Weds., July 23: Beneficiaries born on 21st to 31st
Who is paid outside of the three-Wednesdays timeline?
- Certain long-term Social Security recipients
If you began claiming retirement, SSDI or survivor benefits before May 1997, your payment is typically issued on the third of each month, irrespective of your date of birth.
For these long-term beneficiaries, therefore, the July payment date was Thursday 3rd.
- SSI recipients
Beneficiaries of Supplemental Security Income (SSI) – a separate SSA scheme for low-income individuals who are over 65 or have a disability – are normally paid on the first of each month.
As a result, July’s SSI money was due to be sent out on Tuesday 1st.
- Dual beneficiaries (SSI + regular Social Security)
Around 2.5 million people in the U.S. claim both SSI and one of the SSA’s retirement, SSDI or survivor benefits. These beneficiaries get the former on the first of the month and the latter on the third of the month.
Non-Wednesday recipients: July 2025 payments
- Tues., July 1: SSI beneficiaries
- Thurs, July 3: Regular Social Sec. beneficiaries since pre-May 1997
Dual beneficiaries: SSI paid on 1st, regular Social Security paid on 3rd
You can check out the SSA’s full payment calendar for 2025 in this online pdf shared by the agency.
How much are Social Security retirees get per month?
Retired workers – who make up the overwhelming majority of the U.S.’s Social Security beneficiaries – are paid a monthly average of just over over $2,000.
To be exact, the average retirement check is currently $2,002.39 a month, according to the SSA.
The maximum monthly retirement check is $5,108.
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How much money do other beneficiaries get per month?
Disabled workers are paid a monthly average of $1,581.97, while recipients of survivor benefits get a monthly average of $1,566.66. Beneficiaries of the SSI program receive $718.30 per month on average.
You’ll find more information on monthly benefit amounts on the SSA website.
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